The government shutdown has shed light on a problem that plagues many in this country: what would you do, if you suddenly were out of a job, or missed a paycheck? That’s what credit cards are for, right? Spoiler alert: No. Pretty much any financial guru is going to tell you that one of the …
Read MoreBudget. The 6-letter dirty word. After the series of blog posts on debt, I figured I should talk about budgeting, even though, if you’re like most people, you’re not interested. A Gallup poll showed that less than 1/3 of Americans (32%) actually keep a formal budget, and that you are most likely to have a budget if …
Read MorePreviously, on Jill’s Journal, I talked about diversification with stocks and bonds. Remember, the goal of diversifying your investments is to smooth out your ride – you want to have several different types of asset classes to manage the ups and downs of your account. Even amongst stocks and bonds, there are still more ways …
Read MoreWow, the markets have sure had a bumpy ride lately! Unfortunately, this is all par for the course with the history of the stock market. We are coming off several years of growth in the markets, and volatility is back, baby. It is important to remember not to make decisions based on fear and panic, …
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