Pension & Buy-Outs – Critical Considerations
Are you or someone you know faced with a decision around whether to take your pension or buy-out in a lump-sum or through periodic annuity payments? If so, you probably know it is a complicated decision.
- How long do you think you’ll live?
- Does the plan allow for your spouse or heir(s) to receive payment if you die?
- What is your tax situation and what will it be in the future?
- How comfortable are you with market ups and downs?
- How do the options impact your estate plan, beneficiaries, and gifting expectations?
There is much to consider, and we hope this podcast will help you better understand your options. Please reach out to talk through your options with a SWMG financial advisor.
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