Navigating Medicare

What is Medicare?

Medicare – a most common topic of discussion among those age 65 and older. Why? Medicare can be complicated.  People often use the advice and lessons learned from others to support their own decisions. We think it is important for you to have the best plan available for your personal healthcare and financial situation.  Thus, we recommend that you review your Medicare benefits and plan regularly. If you aren’t sure if you need to, click on this one page link  Should-I-Change-My-Medicare-Coverage-During-Open-Enrollment-2023 to see if updates might be necessary.

If it does make sense to reconsider your current plan options, we have a few resources that may be of value to you:

Giardini Medicare

  • Represents all the major Medicare plans in Michigan and most large carriers nationwide. They enroll you directly into the best plan for you and are paid directly by the carrier for their services. They will help you review your plan(s) annually so that you remain confident in your plan decision. If you are interested in meeting with Giardini Medicare, please let us know and we will help you set up a conversation. Website –


  • Has licensed agents in every state and has access to over 8,000 plans. They provide an unbiased service to help you choose a plan that aligns with your health and financial needs. They have sold over 200,000 policies since 2006 and represent every major insurance carrier, including Humana, United Healthcare, Aetna, and many Blue Cross plans. Raymond James client dedicated phone number – (844) 269-2646.Note that Medicare plans do come with other services associated with your health and wellness. Be sure to get a list of those resources and the discounts available to you when meeting with Giardini Medicare or ClearMatch.

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