Open Enrollment is here — and that means it’s the perfect time to make sure your Medicare plan still fits your life, budget, and health needs. If your costs have gone up, your needs have changed, or you just want to confirm you’re getting the most from your coverage, this simple decision guide can help …
Financial Planning
The Future of Social Security
Many people have valid concerns about whether Social Security benefits can be relied upon in the future. We often discuss this topic with clients as they prepare for retirement. While it might seem logical to claim benefits as early as possible, that approach is usually not the most advantageous. Claiming early can mean giving up …
Don’t Let Health Care Cost Surprise You in Retirement
When most of us picture retirement, we think about freedom — more time with family, travel, hobbies, and simply enjoying life. But one big expense that often gets overlooked is health care. While many assume Medicare will cover most healthcare costs, that’s not always the case. In fact, Fidelity estimated that a couple retiring at …
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Guiding Clients Through Divorce
Guiding Clients Through Divorce Life transitions can be tough—few more so than divorce. Beyond the emotional toll, there are so many financial questions to navigate: What happens with retirement accounts? Who keeps the house? How do everyday expenses get covered? That’s where having the right support matters. We’re excited to share that Advisor Jessie Schlanderer …
Tax Law Changes: What to Know
Tax Law Changes: What to Know By Jessie Schlanderer, CDFA®, Wealth Advisor and Portfolio Implementation Lead This Fourth of July brought some extra fireworks to American investors as President Donald Trump signed the “One Big Beautiful Bill” (OBBB) into law. In addition to making several parts of the 2017 Tax Cuts and Jobs Act (TCJA) …
Take Control of Your Finances During Divorce
Certified Divorce Financial Analyst® Jessie has earned her CDFA® designation, equipping her with the tools to support clients through every phase of divorce — before, during, and after. A CDFA®, is a professional who specializes in the financial aspects of divorce. They provide expertise in areas like asset division, tax implications, and retirement planning within the …
Smart Strategies to Save More
We are well into the year of Financial Planning and working with clients to gather the information needed to have a more complete, and therefore more accurate, financial plan. One area where clients generally struggle is in determining the amount they spend each month. For many clients we’ve met this year, the answer is I …
What’s Changing for 2025?
What’s Changing in 2025? Social Security: Cost-of-Living Adjustment (COLA) for 2025 will be 2.5%. Retirement Accounts: Contribution limits for 401(k)s, 403(b)s, 457 plans, and the federal government’s Thrift Savings Plan have increased to $23,500 for 2025. The catch-up contribution for those aged 50 and above remains $7,500. Starting in 2025, under the SECURE Act 2.0, …
Inherited IRA RMD
IRA assets cannot be left in an IRA forever. You know that – as many of our retired clients take an annual Required Minimum Distribution (RMD). Where it gets complicated, especially with recent SECURE Act guidance, is when you inherit an IRA. Not only do we help clients navigate these complex rules, we do it …
Critical Conversations for Engaged/Committed Couples
As we enter the summer season, a time when many couples are planning weddings and commitment ceremonies, we present Couples’ Crucial Talks—a thoughtfully designed checklist to foster meaningful conversations. While tailored for those preparing for marriage or long-term commitment, these discussion points are equally valuable for couples at any stage of their relationship. We encourage …
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