Flint, MI Financial Advisory Firm
Continuing with open enrollment month for your workplace benefits, let’s talk about disability insurance. Many people think about life insurance, especially if they have kids, but not everyone thinks about disability insurance, even though your chances of becoming disabled are greater than dying. According to a report published by the Social Security Administration in August …
What is Disability Insurance and Why Should You Have It?Read More
In my last blog, I talked about health care open enrollment. A few of the options that many employers offer for benefits are Flexible Spending Accounts (FSA) or Health Savings Accounts (HSA). Are you familiar with FSAs/HSAs and how they are used? If not, read on for more information. FSA’s An FSA is an account …
If you work for someone else, there’s a good chance that you are, or soon will be, in the midst of Open Enrollment season for your benefit choices. This is the period when your employer allows you to adjust or newly enroll in your employee benefits, like health insurance. It’s important to pay attention during …
When I sat for the CERTIFIED FINANCIAL PLANNERTM exam I learned way more than I ever wanted to about different forms of homeowner’s insurance (basic form, broad form, etc.) and will now pass the savings onto the consumer! Oh wait, I have listened to too many commercials. But my time loss is your gain as …
Some people think that when they get older and they have to go into an assisted living or nursing home facility, they will just be covered by Medicare or their regular health insurance. Wrong. Medicare doesn’t cover much of assisted living or nursing home stays. Your stay could be covered by Medicaid, which is for …
Continuing with September as National Life Insurance Awareness month… One of the main reasons people have life insurance is because they have young kids. Often, people think that they should name their spouse as the primary beneficiary and then the kids as contingents (if something happens to both parents). This blog talks about why this …
Why You Shouldn’t Name a Minor Child as Your BeneficiaryRead More
September is National Life Insurance Awareness month. So, this month on the Journal I’ll be posting about all things insurance. Insurance is…. well, sometimes you just must have it. Nobody really says, “yay, I have to buy insurance!” This blog will cover life and health insurance. There are 2 things I want you to know …
In my last blog, I talked about open enrollment. One of the items that many employers offer for benefits is either a Flexible Spending Account (FSA) or Health Savings Account (HSA). Are you familiar with FSAs/HSAs and how they are used? If not, read on for more information. FSAs An FSA is an account that …
