It is a good idea to review your credit report on an annual basis. Why? First, when you review your credit report, you may find opportunities to improve your credit score. Second, to identify signs of identity theft. Are there credit cards or loans open under your name with which you are not familiar? Third, to make note of and dispute errors. Advisor, Jill Carr shared in a recent social media post that you are entitled to one free copy of your credit report annually and can request it online at annualcreditreport.com. For more information, go to: https://www.consumerfinance.gov/…/how-do-i-get-a-free…/. If you are uncomfortable requesting your credit report online, follow this same link to find a mail-in option.
Jill also recommends creditkarma.com as a place to review your credit score at any time. Many credit card companies also provide your credit score, free of charge, on a regular basis.
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