This month’s spotlight is on Bernadette Rainear. Bernadette is a Senior Client Relationship Associate & 401(k) Program Manager. Can you explain what you do at the firm? What do you do in each key role (401(k) and Client Service) and what about it do you enjoy most? I have two primary areas of responsibility at …
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We are well into the year of Financial Planning and working with clients to gather the information needed to have a more complete, and therefore more accurate, financial plan. One area where clients generally struggle is in determining the amount they spend each month. For many clients we’ve met this year, the answer is I …
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Listen as Jill Carr, our Director of Financial Planning, provides an overview of various charitable giving vehicles and how they work. She highlights which options align best with specific financial goals or situations, along with key considerations for tax deductions, income beneficiaries, death benefits, and other important information. Click here to listen to Jill and …
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This is a common question that we receive from clients each year. Tax forms are sent on a schedule set by Raymond James and based on their criteria, including the type of holdings in each account. Here is what you can expect in 2025: Group 1 – Mailed February 15, 2025 Forms mailed for accounts …
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Review our tool to help ensure no detail is overlooked. As you prepare for tax season, this guide will help you gather the essential documents for each income source, deduction, and credit you’re eligible for—saving you time, stress, and money. Back to Newsletter: IMPORTANT DISCLOSURE INFORMATION *Please remember that past performance is no guarantee of …
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In our efforts to reduce the potential for fraud, we are introducing a procedural change for clients when they call to update their phone number or email address. As you may know, our voices can now be easily replicated. They can also make it look like they are calling from your phone number. Thus, it …
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Last year, the markets and US economy held up surprisingly well despite geopolitical tensions and stubborn inflation. The strength in the economy has been supported by a resilient consumer, healthy labor market, rising corporate profits and an accommodative Fed, lowering interest rates to support economic growth. The S&P 500 hit 57 new all-time highs throughout …
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What a time we’ve had in the Year of Estate Planning. It seems like just yesterday that we were putting the final touches on our plans. The year would not have been nearly as impactful without the strong engagement of clients. As an ode to the Year of Estate Planning, the following are some of …
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After the 3rd best start to a presidential election year, U.S. stocks continue to carry their momentum as we pivot toward year-end. While it is too early to tell how the new Administration’s policies will unfold, the Republican Party win across the Presidency and Congress has renewed optimism amongst U.S. stock markets. Investors seem to …
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Social Security: Cost-of-Living Adjustment (COLA) for 2025 will be 2.5%. Retirement Accounts: Contribution limits for 401(k)s, 403(b)s, 457 plans, and the federal government’s Thrift Savings Plan have increased to $23,500 for 2025. The catch-up contribution for those aged 50 and above remains $7,500. Starting in 2025, under the SECURE Act 2.0, workers aged 60 to …
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