What is aggregating?

Aggregating allows us to consider the assets, liabilities, and other holdings of your household so that we can better coordinate the financial planning we do with you. Many of our clients have multiple accounts with Stephens Wealth Management Group, a mortgage with one bank, a car loan with a different bank, checking and savings with another bank, and their 401(k) and other retirement plans elsewhere. Between all these financial institutions, it can be hard to keep track and ensure everything is helping you progress toward your greater financial goals

Aggregation empowers you with a wide-lens view of your financial picture, compiling your financial information in one accessible place.  Aggregation should not be confused with “consolidating your accounts.” While there can be benefits to keeping your accounts with one institution, it’s not always possible. Aggregation allows us to have insight where we don’t have oversight.

Organization is the key to success in many areas of our lives.  It can be especially important in our financial lives.  One of the best ways we can help you effectively manage and invest assets is to have a clear understanding of where you stand.  Without that proper assessment, it is difficult to set goals, design a comprehensive financial plan, and implement the appropriate portfolios for your specific situation.  That’s where aggregation comes in.

How Can You Aggregate?

You could certainly aggregate your finances the old-fashioned way with a pen and paper (and we have a tool for that), but SWMG’s digital tools do the work for you, keep the numbers up to date, and provide a comprehensive, 360-degree view of your finances.  If you would like to begin the aggregation process, please reach out to your advisor or client relationship associate and they can get you started.


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