Welcome to Pride Month! June was chosen for LGBTQ+Pride Month to memorialize the Stonewall Riots which took place in June 1969. If you don’t know about the riots, Drunk History put together a great clip to tell you all about it here. As a result, you may hear about many pride events/festivals/parades happening this month. …
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We adopted some cats a couple of years ago. As of this month, they are three years old, which apparently in cat years is 28 in human years. Little did we know the expenses coming for one cat, who is named Shadow, because he is all black like a shadow, even his little black nose. …
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So, you were a #ResponsibleAdult and you planned for your child’s future with a 529 plan. They were attending school and you withdrew funds to pay for their tuition and room and board. Then, the universe threw you a curve ball, causing your child’s university to put all classes online and/or require students to stay …
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Part 2 Preparing for College Funding In my last post, I started to explain the different ways that parents (or whomever) can prepare for college funding. This post covers 4 additional ways. Again, here is a handy dandy chart: Like Traditional IRAs, contribution limits apply to Roth IRAs. In addition, with a Roth IRA, your …
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Part 1 May is “529” month (get it- 5/29? It’s a complete dad joke). I will be talking about college funding. Do you have a child or grandchild that will someday attend college? Great, now go back in time and start saving a lot of money about 5 years before they were born, and maybe …
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It is tax time, should we take a standard deduction or itemize? Normally, we would have our taxes filed by now, but this year we have an extension. But I am not thinking about taxes, I am thinking about summer, which I am going to tie into taxes on today’s blog. We typically rent a …
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I heard a great analogy the other day which is similar to our topic, DIY investing. It has to do with oil changes in your car. If you wanted to, you could figure out how to do an oil change and save yourself some money. However, you might get oil dripped on your face, like …
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Last year, Charles Schwab announced that they were reducing trading fees to zero, and Ameritrade, E*TRADE and Fidelity shortly followed. Hooray, free trades! But hold on are there hidden costs in no cost trading? For consumers of these companies, however, there really is no free lunch. It is important to look to see what you …
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There are a lot of F words, especially in the world of finance. Fiduciary, Finance, Financial Advisor, etc. But none of those are my favorite F word. My favorite is “Female Financial Planner”. Ha, you thought I was going to pick a different F word, didn’t you? I also like “french fries.” It can be …
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Sometimes you hear the phrase, “put your money where your mouth is,” meaning, use your dollars towards things you really are passionate about. If this matters to you, then you might be interested in ESG or SRI investing. ESG stands for Environment, Social, and Governance. SRI stands for Sustainable, Responsible, and Impact. These terms usually …
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