So, some people believe that you shouldn’t EVER have debt. I don’t subscribe to this theory. There are times when debt may help. What is the difference between “good” debt and “bad” debt? Well, a simple answer is that good debt helps you finance something that will potentially increase in value, for example, a mortgage. …
Savings
Student Loans
Forbes published an article about the student loan debt crisis a couple of years ago. Among the concerning statistics shared in the article, there was this little tidbit….student loan debt has now surpassed credit card and auto loan debt, making it the second highest consumer debt category, totaling more than $1.5 trillion. Unfortunately, dealing with …
College Funding Part 1
May is “529” month (get it- 5/29? It’s a complete dad joke). I will be talking about college funding. Do you have a child or grandchild that will someday attend college? Great, now go back in time and start saving a lot of money about 5 years before they were born, and maybe you will …
8 Smart, Adulty things you can do with your Tax Refund/Stimulus check
So, you are getting a tax refund. What do you do with it? It’s still COVID times, so many people don’t want to eat out or travel, and you probably shouldn’t just blow it, so here are some things to consider doing with your tax refund/stimulus check/child tax credit expansion. 1. Emergency Savings Start your …
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