Educational blogs from SWMG center around the fundamentals of investing and finance.

Episode 8: How will you pay for assisted living?

The average cost of a private, single room in an assisted living facility is $4,500 per month? How will you or a loved one pay for assisted living?  With 7 out of 10 people requiring assisted living care in their lifetime, it’s an important topic to understand. Medicare won’t cover the cost of a long-term …

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Episode 4: Estate Planning Basics Everyone Should Know

Estate planning is critical to protecting your legacy, no matter your age or wealth. Effective estate planning can help you to avoid unnecessary taxes and legal tie-ups and enable property and money to be distributed according to your wishes. Listen to Jill’s podcast with Attorney Heidi McAra for more information. Our podcasts will cover topics that …

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Cryptocurrency Executive Order (EO)

digital asset

This blog assumes you know what cryptocurrency is. The Biden Cryptocurrency Executive Order EO serves as a high-level homework assignment to the other branches of government. Basically, it highlighted what’s been happening in this area in the past few years: Digital assets are skyrocketing in terms of market cap (going from $14 Billion in 2016 …

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Young Women are Investing Earlier

Woman holding piggy bank

Women are making money moves where it counts.  According to a recent study from Fidelity, young women are beginning to invest almost a decade sooner than those from previous generations, and are investing their excess savings outside of just retirement accounts. The average age for a woman to open her first brokerage account is now …

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Donor Advised Funds

Charity Give Friendship Hope Inspire Aid Donate Concept

The Donor Advised Fund (DAF) has increased charitable giving over recent years. DAFs are not new; apparently, they have been around since the 1930s, and grew more popular in the 1990s. DAFs allow you to make charitable contributions to a fund you set-up with a public charity, then recommend grants from that fund over time. …

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Financial Gift Guide

Concept illustration of person giving gift package

This is a blog about money and therefore a financial gift guide will come in handy. Ok, readers, I have scoured the Internet for a financial gift guide to deal with our favorite topic, money. These are for people who want to learn about money, like money, or want a financial gift guide that relates …

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Tax Loss Harvesting

IRS Federal IncomeTax Forms

Want to impress your friends with knowledge of reducing your taxes using investment sales? I’m going to teach you. We all know the adage, “buy low, sell high.” Well, sometimes your investments don’t turn out the way you want them to, and you may want to consider selling low. Tax loss harvesting is when you …

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Year End Deadlines

End of Financial Year

Year end deadlines are important milestones for taxes and financial matters. Here are some important year end deadlines to keep in mind: Benefit “Open Enrollment” periods – Workplace November 1, 2021 – January 31, 2022 Last day to enroll in new health insurance plan on January 15, 2022 Tax loss harvesting (more about this …

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Employee Stock Options II

document with employee stock ownership

Part 2 of 2 Employee Stock Options Last week, I discussed these and how there are two different kinds. When an employer gives you employee stock options, it is not considered a taxable event. It’s only when you DO something with the options that you have to pay attention and figure out if it is taxable …

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Employee Stock Options I

document with employee stock ownership

Part 1 of 2 What the heck is an employee stock option? Publicly traded companies may offer employees stock options as a form of incentive compensation. These options give you the right to purchase company stock at a specific price. There’s a lot of jargon to share when it comes to employee stock options. The …

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